Insurance

Excess Reduction Cover

Pure Discovery rental cars are covered by Standard Motor Vehicle Insurance with an excess amount including GST. In line with all other Rental Companies, you are liable for the excess NZD$2000 or $2500 no matter who is at fault, however, if you take our $0 excess waiver you will be covered for accidents. Based on different vehicle categories, standard excess of NZD $2000 applies to Compact , Sedan and Station Wagon vehicles , Higher excess of NZD $2500 applies to SUV and PEOPLE MOVER vehicles. ( A bond will be authorised against your credit card if you choose not to purchase an excess waiver )

$2000 OR $2500 Excess Cover

In the event that your rental car is damaged or involved in an accident no matter who is at fault, you are liable for the first $2,000 or $2500 of any damage costs.

That means we’ll charge you up to $2000 or $2500 when you return the car. Then we’ll get the car fixed and refund the difference between the total cost and the excess amount charged (if applicable). The $2000 or $2500 excess is the maximum amount you will be charged depends on type of vehicle you hired from us.

$500 Excess Cover

Selecting this option reduces your maximum excess liability to $500. And you’re liable for the excess regardless of whether you are ‘at fault’ or not.

That means we’ll charge you up to $500 when you return the car. Then we’ll get the car fixed and refund the difference between the total cost and the excess amount charged (if applicable). The $500 excess is the maximum amount you will be charged.

Zero Excess Cover

Purchasing our zero excess coverage. You get the same Standard Motor Vehicle Insurance, but you’ll have peace of mind knowing that if you have an accident or damage the rental car you’re fully covered with nothing to pay.

Insurance Option Excess Credit Card Bond Required Daily Charge
Maximum Cover $0 $0 $20
Selective  Cover $500 $500 $18
Basic Cover $2500 $2500 $0
Insurance Option Excess Credit Card Bond Required Daily Charge
Maximum Cover $0 $0 $30
Selective  Cover $500 $500 $25
Basic Cover $2500 $2500 $0
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